Invest in rural
lending.Earn
steady monthly returns.
PGG Microfinance operates a high-performance rural lending portfolio across 27+ branches. With 11,200+ active borrowers,24/7 partner support, and consistent returns, it is one of our most reliable solutions vehicles.
Steady income.
Real loan book.
PPGG Microfinance was established in 2013 as the group's rural lending division. We serve estate workers, cooperative secretaries, market traders, and small farmers across 27+ branches — providing working capital on fair terms with a field officer at the door, not a desk in Colombo.
Today our loan book covers 11,200+ active borrowers, with a growing share held by women entrepreneurs. Partners co-fund this loan portfolio and receive monthly working capital income, with principal returned at the end of the working capital period.
How partner capital
is deployed.
We don't take your capital and hope for results. We deploy it through proven lending structures — each designed, tested, and optimised for consistent, recoverable returns to our partners.
Conventional Method
Community-based or in-house banking.
Bank Partnership Model
The bank acts as the lender and the MFI acts as an agent which takes care of work related to supervision, recovery and credit monitoring.
Banking Correspondents
MFIs are allowed to collect the savings from the targeted population on behalf of the bank.
Service Company Model
Bank forms its own MFI perhaps as an NBFC, and then it works together with that particular MFI to provide loans and other services.
